:root{
  --navy:#1f3864; --navy-2:#2a4d85; --navy-3:#16284a; --ink:#0f1c33;
  --pink:#ec4899; --pink-d:#c42d7c; --pink-l:#fde7f2;
  --gray:#5a6472; --line:#e3e7ee; --bg:#ffffff; --bg-2:#f5f7fb;
  --text:#18233a; --muted:#5a6472;
  --radius:14px; --shadow:0 10px 30px rgba(15,28,51,.08);
  --wrap:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:"Barlow",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--text);background:var(--bg);font-size:18px;line-height:1.55}
img{max-width:100%;display:block}
a{color:var(--navy-2)}
h1,h2,h3{font-family:"Archivo",system-ui,sans-serif;line-height:1.1;margin:0 0 .5em;color:var(--ink);letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,5.2vw,3.6rem);font-weight:800}
h2{font-size:clamp(1.6rem,3.4vw,2.3rem);font-weight:800}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.eyebrow{font-family:"Barlow Condensed",sans-serif;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--pink);font-size:.95rem;margin-bottom:.6em;display:block}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:99}

/* header */
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.hdr .wrap{display:flex;align-items:center;gap:18px;height:72px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink)}
.brand img{width:44px;height:44px}
.brand b{font-family:"Archivo",sans-serif;font-weight:800;font-size:1.25rem;letter-spacing:.02em;display:block;line-height:1}
.brand small{font-family:"Barlow Condensed",sans-serif;font-weight:600;letter-spacing:.32em;font-size:.72rem;color:var(--gray);display:block;margin-top:3px}
.nav{margin-left:auto;display:flex;align-items:center;gap:22px}
.nav a{text-decoration:none;color:var(--text);font-weight:600;font-size:1rem}
.nav a:hover{color:var(--pink-d)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:13px 22px;font-weight:700;font-size:1rem;text-decoration:none;border:2px solid transparent;cursor:pointer;font-family:inherit;line-height:1.1;transition:transform .12s ease,background .12s ease}
.btn:active{transform:translateY(1px)}
.btn-pink{background:var(--pink);color:#fff}.btn-pink:hover{background:var(--pink-d)}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-3)}
.btn-ghost{border-color:rgba(255,255,255,.55);color:#fff}.btn-ghost:hover{background:rgba(255,255,255,.1)}
.btn-line{border-color:var(--navy);color:var(--navy)}.btn-line:hover{background:var(--bg-2)}
.nav .btn{padding:10px 18px}
.menu-btn{display:none;margin-left:auto;background:none;border:0;padding:8px;cursor:pointer}
.menu-btn span{display:block;width:24px;height:2px;background:var(--ink);margin:5px 0;border-radius:2px}

/* hero */
.hero{background:radial-gradient(1200px 500px at 85% 110%,rgba(236,72,153,.28),transparent 60%),linear-gradient(135deg,var(--navy-2),var(--navy-3));color:#fff;padding:72px 0 84px;overflow:hidden}
.hero h1{color:#fff}
.hero h1 em{font-style:normal;color:var(--pink)}
.hero p.lede{font-size:1.25rem;color:#d7e0f0;max-width:620px}
.hero .ctas{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 18px}
.hero .trust{display:flex;flex-wrap:wrap;gap:8px 22px;font-size:.98rem;color:#c3cfe6;margin-top:18px;padding:0;list-style:none}
.hero .trust li::before{content:"";display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--pink);margin-right:8px;vertical-align:middle}
.hero-grid{display:grid;grid-template-columns:1.25fr .9fr;gap:48px;align-items:center}
.hero-card{background:#fff;color:var(--text);border-radius:20px;padding:26px;box-shadow:0 24px 60px rgba(0,0,0,.25)}
.hero-card h3{margin-bottom:.3em}
.hero-card p{color:var(--muted);font-size:1rem}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0 18px}
.chip{border:1.5px solid var(--line);border-radius:999px;padding:8px 14px;font-weight:600;font-size:.95rem;text-decoration:none;color:var(--text);background:#fff}
.chip:hover{border-color:var(--pink);color:var(--pink-d)}

/* sections */
section{padding:72px 0}
.alt{background:var(--bg-2)}
.center{text-align:center}
.intro{max-width:720px;margin:0 auto 38px}
.intro p{color:var(--muted);font-size:1.12rem}
.grid{display:grid;gap:18px}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;text-decoration:none;color:var(--text);display:block;transition:box-shadow .15s ease,transform .15s ease,border-color .15s ease}
a.card:hover{box-shadow:var(--shadow);transform:translateY(-2px);border-color:#d4dae5}
.card .ic{width:46px;height:46px;border-radius:12px;background:var(--pink-l);color:var(--pink-d);display:grid;place-items:center;margin-bottom:14px}
.card .ic svg{width:26px;height:26px}
.card h3{margin-bottom:.25em}
.card p{color:var(--muted);font-size:.98rem;margin:0}
.card .more{display:inline-block;margin-top:12px;font-weight:700;color:var(--navy-2);font-size:.95rem}
.card.feat{border-color:#f5bfd9;background:linear-gradient(180deg,#fff,#fff7fb)}
.tag{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--pink-d);background:var(--pink-l);border-radius:999px;padding:3px 9px;margin-left:6px;vertical-align:middle}

.steps{counter-reset:s}
.step{position:relative;padding:22px 22px 22px 74px;background:#fff;border:1px solid var(--line);border-radius:var(--radius)}
.step::before{counter-increment:s;content:counter(s);position:absolute;left:22px;top:22px;width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-family:"Archivo",sans-serif;font-weight:800}
.step p{color:var(--muted);margin:0;font-size:1rem}

.why li{margin-bottom:.6em}
.checks{list-style:none;padding:0;margin:0}
.checks li{padding-left:32px;position:relative;margin-bottom:.7em}
.checks li::before{content:"";position:absolute;left:0;top:.28em;width:20px;height:20px;border-radius:50%;background:var(--pink-l) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5.5 10.5l3 3 6-7' fill='none' stroke='%23c42d7c' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/20px no-repeat}

.agent{display:grid;grid-template-columns:220px 1fr;gap:34px;align-items:center}
.agent img{border-radius:20px;width:220px;height:220px;object-fit:cover;box-shadow:var(--shadow)}

.band{background:linear-gradient(135deg,var(--navy),var(--navy-3));color:#fff;border-radius:22px;padding:40px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px}
.band h2{color:#fff;margin:0 0 .2em}
.band p{color:#c3cfe6;margin:0}

.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 20px;margin-bottom:10px}
.faq summary{font-weight:700;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--pink-d);font-size:1.4rem;line-height:1}
.faq details[open] summary::after{content:"\2013"}
.faq details p{margin:.8em 0 0;color:var(--muted)}

/* coverage page */
.pagehead{background:linear-gradient(135deg,var(--navy-2),var(--navy-3));color:#fff;padding:52px 0 56px}
.pagehead h1{color:#fff;font-size:clamp(2rem,4.6vw,3rem)}
.pagehead p{color:#d7e0f0;font-size:1.15rem;max-width:680px}
.crumbs{font-size:.9rem;color:#b5c3dd;margin-bottom:14px}
.crumbs a{color:#dfe7f5}
.cols{display:grid;grid-template-columns:1.6fr 1fr;gap:40px;align-items:start}
.side{position:sticky;top:96px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:var(--shadow)}
.side h3{margin-bottom:.3em}
.side p{color:var(--muted);font-size:.98rem}
.side .btn{width:100%;margin-top:10px}
.prose h2{font-size:1.55rem;margin-top:1.4em}
.prose h2:first-child{margin-top:0}
.note{font-size:.9rem;color:var(--muted);border-left:3px solid var(--pink);padding:4px 0 4px 14px;margin-top:26px}

/* form */
.form{background:#fff;border:1px solid var(--line);border-radius:20px;padding:28px;box-shadow:var(--shadow)}
.field{margin-bottom:18px}
.field label,.field .lbl{display:block;font-weight:700;margin-bottom:6px;font-size:1rem}
.field .hint{font-weight:500;color:var(--muted);font-size:.9rem}
.in{width:100%;font:inherit;font-size:1.05rem;padding:13px 14px;border:1.5px solid #cfd6e2;border-radius:10px;background:#fff;color:var(--text)}
.in:focus{outline:none;border-color:var(--navy-2);box-shadow:0 0 0 3px rgba(42,77,133,.15)}
textarea.in{min-height:96px;resize:vertical}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.picks{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
.pick{position:relative}
.pick input{position:absolute;opacity:0;inset:0;cursor:pointer}
.pick span{display:block;border:1.5px solid #cfd6e2;border-radius:10px;padding:11px 10px;text-align:center;font-weight:600;font-size:.95rem;cursor:pointer;background:#fff;user-select:none}
.pick input:checked+span{border-color:var(--pink);background:var(--pink-l);color:var(--pink-d)}
.pick input:focus-visible+span{box-shadow:0 0 0 3px rgba(236,72,153,.3)}
.seg{display:flex;gap:8px;flex-wrap:wrap}
.seg .pick span{padding:10px 18px}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:.92rem;color:var(--muted)}
.consent input{margin-top:4px;width:18px;height:18px;flex:none}
.hp{position:absolute;left:-5000px;width:1px;height:1px;overflow:hidden}
.err{color:#b42318;font-size:.92rem;margin-top:6px;display:none}
.form .btn{width:100%;font-size:1.1rem;padding:16px}
.done{display:none;text-align:center;padding:10px 0}
.done .big{width:64px;height:64px;border-radius:50%;background:var(--pink-l);display:grid;place-items:center;margin:0 auto 14px;color:var(--pink-d)}
.fallback{display:none;margin-top:14px;padding:14px;border-radius:10px;background:#fff4e5;color:#7a4a00;font-size:.95rem}

/* footer */
.ftr{background:var(--ink);color:#aab6cc;padding:52px 0 110px;font-size:.95rem}
.ftr a{color:#dfe7f5;text-decoration:none}
.ftr a:hover{text-decoration:underline}
.ftr .cols4{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}
.ftr h4{color:#fff;font-family:"Archivo",sans-serif;font-size:1rem;margin:0 0 12px}
.ftr ul{list-style:none;padding:0;margin:0}
.ftr li{margin-bottom:8px}
.legal{border-top:1px solid #243452;margin-top:34px;padding-top:20px;font-size:.85rem;line-height:1.6}

/* mobile action bar */
.mbar{display:none;position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:1px solid var(--line);padding:10px 12px calc(10px + env(safe-area-inset-bottom));gap:8px;box-shadow:0 -6px 20px rgba(15,28,51,.08)}
.mbar a{flex:1;padding:12px 8px;font-size:.98rem}

@media (max-width:960px){
  .hero-grid,.cols{grid-template-columns:1fr}
  .g4{grid-template-columns:repeat(2,1fr)}
  .g3{grid-template-columns:repeat(2,1fr)}
  .side{position:static}
  .ftr .cols4{grid-template-columns:1fr 1fr}
}
@media (max-width:760px){
  body{font-size:17px}
  .nav{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:12px 20px 20px;border-bottom:1px solid var(--line);gap:4px}
  .nav.open{display:flex}
  .nav a{padding:12px 0}
  .menu-btn{display:block}
  .hero{padding:48px 0 56px}
  section{padding:52px 0}
  .g4,.g3,.g2{grid-template-columns:1fr}
  .agent{grid-template-columns:1fr;text-align:center}
  .agent img{margin:0 auto;width:180px;height:180px}
  .row2{grid-template-columns:1fr}
  .picks{grid-template-columns:repeat(2,1fr)}
  .band{padding:28px}
  .mbar{display:flex}
  .ftr .cols4{grid-template-columns:1fr}
  .brand small{letter-spacing:.22em}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.field label.consent{font-weight:400;font-size:.92rem}