Flood insurance
Standard homeowners and landlord policies do not cover flood. Coastal South Carolina and the river counties see it every hurricane season. We quote flood coverage for homes, rentals and businesses.
What a policy can include
- The building
- Contents options
- Homes in and out of mapped flood zones
Who we help
- Anyone near the coast or a river
- Lenders requiring flood coverage
- Owners who want protection even outside a flood zone
Why shop it with us
We are an independent agency, so we are not stuck with one company's price. We compare what several companies will offer and explain the differences in coverage, not just the premium.
Common questions
Is there a waiting period?
Most flood policies have a waiting period before coverage starts, so do not wait for a storm in the forecast.
This is a general description. What is covered, the limits and the price depend on the insurance company and the policy you choose.